The process

Five steps. Attorney review is non-negotiable.

From public-record research to claim support. Legal review is a hard requirement, not a final step we sometimes skip. Here is every step, what comes out of it, and what we will not do at each stage.
01

Source Review

We start with the public record. County clerk dockets, tax-sale ledgers, sheriff-sale records, foreclosure case files, deed history. Nothing private, nothing scraped from grey channels.

Output
A documented list of cases where surplus appears to be held under a property
Our promise
We can show you exactly which case file the research came from.
02

Evidence Capture

We assemble a packet: case number, sale date, sale price, original judgment amount, chain of title summary, lien search results, and (where applicable) heirship indicators. Sensitive identifiers are never collected by us — those come later, through the attorney.

Output
A clean evidence packet with citations, ready for legal review
Our promise
No sensitive personal data collected at this stage.
03

Eligibility Triage

We assess the role of the potential claimant: former owner, heir, junior lienholder. We check the statutory window for that state. We do a soft outreach — plain-language, no pressure, no script that sounds like a debt collector.

Output
A go / no-go signal and a written internal memo
Our promise
If we don't have a clean fit, we won't push it forward.
04

Legal Review

Every potential claim is routed to a licensed attorney for review. Always. No exceptions. The attorney decides whether to take the file, what additional documentation is needed, and whether to engage the claimant for representation.

Output
Attorney decision: proceed, request more documentation, or decline
Our promise
Halos Over Houses does not file claims. Attorneys do.
05

Claim Support

If the attorney engages the client, we provide ongoing research support: county filings, document chasing, communication with claimants when appropriate. Funds flow through the attorney or proper escrow channel — never through Halos directly.

Output
Filed claim and — if granted by the court — disbursement through the attorney
Our promise
We never handle client funds directly.
How we operate

Three principles, written down.

Transparency by default

You can ask to see the public-record source for any case. We will show you.

Data minimalism

We collect the minimum we need to do the research. Sensitive identifiers go through the attorney, not us.

No artificial urgency

Statute windows are real but rarely days away. We will tell you the truth about your timeline.