Process • 6 min read

What makes a clean surplus-funds claim

The difference between a packet a court accepts on the first pass and one that gets kicked back four times.

A clean claim usually has three things working in its favor: a clear chain of title up to the moment of sale, an unambiguous role for the claimant (former owner, heir, or junior lienholder), and a documented source for every assertion in the file.

Where claims usually die is in the gaps: an heir who can’t produce probate documents, a chain of title that has a missing link, a claim filed without an attorney in a jurisdiction that requires one.

Halos Over Houses’s job is to build the file before it gets to the attorney. The attorney’s job is to decide whether it can be filed and to file it. Keeping that line bright is what makes claims clean.

If you are exploring a claim, the most useful thing you can gather first is the case number from the county clerk — everything else flows from there. The county will give you that for free.

Halos Over Houses is not a law firm. Nothing in this article is legal advice. You may always contact your county directly at no cost.
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